Much like a “private banker” Commercial Finance Consultants (CFCs) work with their clients when the need arises and when growth and working capital is quickly required for their business. CFCs are not “captive” sales officers working for just only one funder but represent dozens of lenders that can compete for your needs and business. Commercial factoring (invoice finance) is one of the world’s most recognized methods of cash flow and working capital solutions for B2B business owners worldwide. Recognized by Central Banks is an “essential” source of business finance solutions when slow paying customers cause working capital problems, factoring is one of the most popular financing options due to its relatively low cost and ease of access.